Jul 30, 2009

How to Finance a Liposuction

By Tom Moseley

With the price of medical care seeming to scale new heights each day, financing alternatives are often needed. Fortunately, we will discuss some available alternatives, specifically in the realm of cosmetic surgery.

As a specific example, the average liposuction will cost anywhere between $1,500 and $7,500. As a result, there are not many people who can afford to pay their medical bill in a single payment.

To make matters worse, the cosmetic surgeon will require payment in the pre-operative stage of treatment. Of course, he or she would like to be paid in cash, as this assures the plastic surgeon of being properly paid.

However, for the rest of us, we need other options. Fortunately, there are numerous liposuction financing options available to us. Besides cash payment, many surgeons will take check and credit cards. Some will even allow you to take out a loan.

Of the 3 choices listed above, the loan option, if available, may be the best option for you. Many liposuction surgeon offices allow this form of payment as a way to entice clients to join their practices.

To qualify for this option, you must have a good credit score. As you can imagine, the surgeon will only offer this option to those he feels will pay their bill. To determine what qualifies as a good credit score, you will have to contact the surgeons office.

If the surgeon does not feel comfortable extending this option to you, other liposuction financing alternatives still exist. As an example, you can contact a financing company that deals exclusively with plastic surgery financing. Your monthly payments can range from $87 to $387 a month.

Lastly, if none of the other options are feasible, you can get a credit card that caters to plastic surgery financing. Since these cards are designed for these specific reasons, it may be a good alternative to check out.

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